is your homeowners coverage adequate?

Learn the way homeowners insurance works and how to ensure that the insurance coverage on the home is adequate to cover the cost of loss should it happen.

What Type Of Coverage You Can Receive With Renters Insurance

3 August 2023
 Categories: , Blog

Many people view a perk of renting is the fact that you don't have to pay for the big expenses associated with owning a home. While you don't need homeowners insurance, it's still a good idea to get renters insurance. Here are a few key things that it covers so that you can decide if it's worth it. Personal Belongings The big coverage that you are looking for with renters insurance is for your personal belongings. Read More …

3 Lesser-Known Factors That Can Affect The Price You Are Quoted For Home Insurance

16 March 2023
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If you are looking for a new home insurance policy, you may be obtaining home insurance quotes from various insurance companies. Obtaining quotes is a great way to find out how much a policy will cost you based on the specific coverage you need. Most people know that the value of their homes, the value of the items stored in the home, and the location of the home — and desired deductibles all play a role in how much they will be quoted for an insurance policy. Read More …

How Telematics Can Save You Money With Usage Based Insurance

3 November 2022
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With prices quickly rising in many areas, most people are searching for places to save money. One of these places may be with your auto insurance. Improvements in technology, called telematics, now allow insurance companies to offer policies based on your driving ability and usage. Precisely what is telematics, and how does usage-based insurance work? Read on for additional information about the cost-savings changes in auto insurance coverage. What Are Telematics? Read More …

In The Meantime — Filing A Claim After Interior Water Damage Occurs

18 July 2022
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Interior water damage can be covered under your homeowners insurance policy. As long as the water that caused the damage wasn't the result of a flood or exterior water seepage, the claim should be approved. If you've experienced interior water damage due to something like a leaking pipe, it's time to get busy filing that claim. Here, you'll find a few tips on what to do in the meantime. File a Homeowners Insurance Claim Immediately Read More …

Paid Off Your Mortgage? Time To Update Your Home Insurance Policy

4 February 2022
 Categories: , Blog

Making the last payment on your home mortgage is an event that calls for a celebration. It takes many years to pay off a home loan, but eventually, you will pay yours off if you keep making the required payments. When this day arrives, you should contact your home insurance company to update your plan. Here are several things to know about updating a home insurance policy after paying off the mortgage. Read More …
About Me
is your homeowners coverage adequate?

Sometimes, it takes losing everything to learn important lessons. My lesson came when my house burned down to the ground and I didn't have the amount of insurance coverage that I needed to replace the belongings that I lost and to rebuild my home. It was a very difficult learning experience, but I came through it far more knowledgeable than I was when I took out the insurance policy to begin with. I created this blog to help others learn the way homeowners insurance works and how to ensure that the insurance coverage on the home is adequate to cover the cost of loss should it happen.