is your homeowners coverage adequate?

Learn the way homeowners insurance works and how to ensure that the insurance coverage on the home is adequate to cover the cost of loss should it happen.

A Guide On The Pros And Cons Of Business Insurance

7 July 2021
 Categories: , Blog

Every business venture faces several risks depending on the nature of operations. Such risks include liability lawsuits, property loss through disasters, or income loss due to disruptions. Thus, a business must maintain adequate levels of insurance coverage for protection. Nevertheless, some entrepreneurs erroneously view business insurance as an unnecessary expense. This post focuses on the pros and cons of business insurance. Pros of Business Insurance Saves Money The primary benefit of business insurance is that it helps you save money. Read More …

Switching Homeowner’s Insurance Policies

29 August 2019
 Categories: , Blog

Homeowner's insurance can be a hassle to get in the first place, but what do you do if you are not happy with your coverage once you have it? If done incorrectly, switching policies can leave you with the gamble of coverage gaps. This means that there may come a time when your home is not covered. Should you have any damage done to your home during a coverage gap you could be left with no way to pay for repairs, since you will not be covered by your home insurance. Read More …

5 Ways To Prevent Basement Flooding

15 September 2015
 Categories: , Blog

If you live in an area that frequently experiences heavy storms, basement flooding is probably a concern of yours. The idea of a foot of water in the basement can definitely send any homeowner into a panic. The good news is that you can take steps to prevent this issue. Here are five ways to avoid basement flooding: Clean Your Gutters on a Regular Basis It is very important to clean your roof gutters, even if it is a dirty job. Read More …

Three Easy Ways To Reduce Your Homeowners Insurance Bill

11 August 2015
 Categories: Insurance, Blog

If you're eager to reduce the amount that you pay on your household bills, think beyond the cost of your utilities and focus on your homeowners insurance policy. A little legwork of your own and a short phone call to your insurance agent to discuss your policy can be enough to lower your insurance premium. Whether you want to make a cost-effective change to your home or would rather just adjust some of the specifics of your policy, it's often easy to end up with a bit more money in your bank account at the end of each month, which can translate into a considerable amount over the course of the year. Read More …

Homeowners Insurance And Your Dog

30 June 2015
 Categories: , Blog

Before you get a dog, you need to consider how your new pet may affect your family and your lifestyle. You also need to consider how a dog will affect your home insurance. You may not realize that owning specific breeds can render you unable to acquire any coverage. Although it is a delicate matter, insurance companies are forced to look at the risk your dog may pose to others and proceed accordingly. Read More …
About Me
is your homeowners coverage adequate?

Sometimes, it takes losing everything to learn important lessons. My lesson came when my house burned down to the ground and I didn't have the amount of insurance coverage that I needed to replace the belongings that I lost and to rebuild my home. It was a very difficult learning experience, but I came through it far more knowledgeable than I was when I took out the insurance policy to begin with. I created this blog to help others learn the way homeowners insurance works and how to ensure that the insurance coverage on the home is adequate to cover the cost of loss should it happen.